8 Things To Do After Closing On Your Home
When you have gone through the home purchase process and finally closed and gotten the keys, then it is important to consider some next steps. Before you start redecorating and planning your housewarming party, be sure you get down to some essential business first. Here are some things you will want to be sure you take care of.
Insurance
For anyone who has a mortgage, homeowners insurance (and possibly flood insurance) will be mandatory. However, make sure you don’t forget about your contents too. Speak with your insurance agent and see if you can even do a bundle plan with your automobiles too and save.
Change The Locks
You never know who the previous owner has lended keys to. Maybe friends, old tenants, repairmen, etc. so have some peace of mind and change the locks so you know only you have access to your new home. The same idea goes for any keypads or door codes as well - give those an update too.
Change Your Address
You may have thought ahead to change your address at the post office, but you will still need to manually change all of your other important information too such as credit cards, drivers license, etc. Make a checklist and run through everything so there are no issues down the road.
Clean and Fix
As soon as you receive the keys, do a deep cleaning and take the opportunity to repair anything that may need fixing. Moving into a clean and turnkey home will make things go so much smoother.
Create a Maintenance Plan
Make a plan with dates for all of your important maintenance items. This should include things like HVAC filters, smoke detector batteries, pool filters and the like.
Check Security
Does the new home have a security system that you can easily activate? Maybe doorbell and property cameras? Find out what is there and what you may want to add. Pro tip: check with your insurance company on potential savings as monitored security systems can potentially save you on homeowner’s insurance.
Meet The Neighbors
It is always a good idea to know who is living around you. This way you and them both can keep an eye on each other’s homes for any suspicious activity.
Get Familiarized
Take some time to get familiarized with the new home. Be sure you see where the electrical panel is for any potential problems, inspect the HVAC system and how to operate all appliances and the like. Figure this all out from the get go and avoid any future headaches.